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RETAIL CREDIT
BUSINESS LOANS
At Esaar, we understand how every little step makes a huge difference in reaching business goals. To help our customers to meet newer milestones of success every day, we offer a range of customized business loan solutions best suited for our customer’s business requirements.
Along with secured business loan we also provide loan for business without any collateral i.e. unsecured business loan with an effective rate of interest. Our product also covers for start- up of business and SME loan to meet working capital requirement. MSME Loan can be used for several purpose like Company's infrastructure, buying / repairing machinery, purchasing raw materials, etc. Our product also covers the following:-
- Unsecured / SME Loans
- Secured Finance
- Working capital loan
- Machinery loan
- Business loans for women
- Start-Up loan
ESAAR provides business loan with flexible tenures of up to 4 year to make repayment easy. Our product covers all type of customer segment like established business professional or a budding entrepreneur. We coverSole Proprietor, Partnership firm, Private Ltd Company, Trust, LLP involved in any business like manufacturing, trading or services.
Here is a look at top features of Business Loan:-
Large capital made affordable- We offer easy and quick business finance to small businesses at low-interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.
Generally, These business loans are approved in less than 48 hours, come with easy eligibility criteria and can be applied for with just few documents. With these exclusive features we provide the best, fastest and most hassle-free business loan to meet urgent financial needs of your growing business.
Minimal documentation and transparency. We provide all the information regarding loan upfront. There is no concept of hidden charges.
We offer the flexibility to create Business Loans with terms that meet your specific needs. Our business loan offerings are flexible and can be custom-built as per your business requirement.
Eligibility is determined on some factors like- Age, financials, qualification, nature of business or profession, cash flow, future viability of income, history of loans acquired and their repayment track etc. Loan will be sanctioned after field investigation, verification of documents and assessment of proposal.
All charges, taxes, levies etc. applicable as per the prevailing rate will be charged over and above these charges. This statement of charges is as on date of disbursement and is subject to change in future.
*The rates, fees, charges etc as stated herein above are subject to changes / revision from time to time at the sole discretion of Esaar (India) Limited. The Companies will update the changed version on its website from time to time.
The Rate of Interest will vary depending individual credit assessment of the customer and will be at the sole discretion of Esaar (India) Ltd.