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RETAIL CREDIT
AGRI & RURAL FINANCE
Esaar is committed to supporting farmers and agricultural businesses across the nation in facing the unforeseen challenges of the future. We provide financial solutions to the farming community to help them enter a better life.
Esaar is offering a range of agriculture loans at attractive rate of interest along withflexible repayment and tenure options which suits our customer’s requirement. Our customers can use our overdraft facility to meet the cost of cultivation and working capital activities for farming and allied activities. We also offer term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements, which can be repaid within 3-4 year according to their eligibility, credit worthiness and other factors.
Our Agri and rural Financing product covers the following:-
- Farmer funding which aims to provide loan to farmers, meeting all their cultivation, farm maintenance and investment needs.
- Loans for Agri Traders& processors, Food processing firms, Agri Exporters etc. with attractive features & benefits
- Warehouse receipt loan in which credit facility is given to avoid distress sales during harvest, and neutralise seasonality
- Tractor Loans with flexible repayment option.
- We also offer Crop Loans & Horticulture Loans, including those approved by the National Horticulture Board.
- Secured Loans depending upon your needs and eligibility.
- Funding to Individuals, Sole Proprietorship Firms, Partnership Firms, Pvt. Ltd Companies, Limited Companies, etc.
- Acceptable Collateral - Residential / Commercial/ Industrial Property/Cash Liquid Collateral.
- Attractive Interest Rates along with flexible tenure.
- Transparency – Complete clarity on loan process and no hidden charges.
Eligibility is determined on some factors like- Age, financials, cash flow, future viability of income, history of loans acquired and their repayment track etc. Loan will be sanctioned after field investigation, verification of documents& collateralsubject to assessment of proposal.
All charges, taxes, levies etc. applicable as per the prevailing rate will be charged over and above these charges. This statement of charges is as on date of disbursement and is subject to change in future.
*The rates, fees, charges etc. as stated herein above are subject to changes / revision from time to time at the sole discretion of Esaar (India) Limited. The Companies will update the changed version on its website from time to time.