Skip to content

retail credit

Education loans

education loan

Esaar brings you Education Loans for studies both in India and abroad at attractive interest rates. With an Esaar’s Education Loan you can enjoy a host of benefits such as simple documentation, quick loan disbursal, tax benefit u/s 80(E), long repayment tenure, etc. Our education loans aim at providing financial support to aspiring students for pursuing full time & part time course and higher professional education in India and overseas.

We offer Pre-Visa disbursal for students applying for overseas education. Esaar also offers preferential forex rates for international disbursements of education loans. We provide loan up to Rs. 5 Lakh Without any collateral.

We offer moratorium period extends up to six months after the completion of the course, or till the time the student lands a job, whichever is earlier. We also provide the flexibility of extending the moratorium by another six months on case to case basis.

Here's a look at some of the features and benefits:-

Education Loans for studies both in India and abroad which also covers domestic or international institutes, Under Graduate/ Post Graduate.

Facility of Pre-Visa disbursal and preferential forex rates for students applying for overseas education.

Other expenses like student exchange travel expense, laptop also covered.

Quick and hassle-free process for timely disbursement of loans along with the flexible repayment and tenure options to suits tour customer’s requirement.

Moratorium period extends up to six months after the completion of the course, or till the time the student lands a job, whichever is earlier

The first and foremost criteria for the loans are that the applicant should be resident in India. Eligibility is also determined on some factors like-education of the student, co-applicants, course, institution etc. The quantum of education loan will be determined subject to eligibility and cost for case to case basis. Loan will be sanctioned after co-applicants income proof, verification of documents, physical verification of collateral security and assessment of proposal

All charges, taxes, levies etc. applicable as per the prevailing rate will be charged over and above these charges. This statement of charges is as on date of disbursement and is subject to change in future.

*The rates, fees, charges etc. as stated herein above are subject to changes / revision from time to time at the sole discretion of Esaar (India) Limited. The Companies will update the changed version on its website from time to time.

The Rate of Interest will vary depending individual credit assessment of the customer and will be at the sole discretion of Esaar (India) Ltd.