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retail credit
personal loans
We offer one of the most convenient and easy to get personal loan. We offer a comprehensive range of personal loans, so whether you want a loan for your dream vacation, wedding , home renovation, medical emergency or any other urgent financial requirements, we have got you covered.
Our instant approval on personal loans comes with key features like minimum documentation, maximum flexibility, easy-to-meet eligibility parameters and less than 48 hours disbursal.
With our flexible tenors ranging up to 60 months, repay your loan as per your convenience.
Our instant personal loan is available for salaried professionals in India at attractive interest rates and no hidden charges.
Our product covers the following customer segment:-
- Salaried Individuals
- Self-employed (Professionals) like self-employed Doctors, Chartered Accountants, Architects, Lawyers and Company Secretaries.
- Self-employed (Individuals) like self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.
Here's a look at some of the features and benefits:-
We offer you the fastest personal loan with disbursal in just 48 hours of your loan getting approved, based on your eligibility.
Repay your loan with ease with flexible repayment tenor ranging from 12 to 60 months.
What you see is what you get. With easy to understand terms and conditions, our Personal Loan is transparent and comes with zero hidden charges There will be no guarantor or security required for personal loan.
You will get loan at attractive rate of interest with minimum or hassle free documentation and maximum flexibility.
Customers get the benefit of customised loan eligibilities which matches their actual repayment ability thereby helping in meeting requirements in a better way.
Eligibility is determined on some factors like- Age, financials, qualification, nature of business or profession, cash flow, future viability of income, history of loans acquired and their repayment track etc. Loan will be sanctioned after field investigation, verification of documents and assessment of proposal.
All charges, taxes, levies etc. applicable as per the prevailing rate will be charged over and above these charges. This statement of charges is as on date of disbursement and is subject to change in future.
*The rates, fees, charges etc as stated herein above are subject to changes / revision from time to time at the sole discretion of Esaar (India) Limited. The Companies will update the changed version on its website from time to time.
The Rate of Interest will vary depending individual credit assessment of the customer and will be at the sole discretion of Esaar (India) Ltd.